Includes bibliographical references (pages 219-220) and index.

Part I Getting the Right Mind-set -- Chapter 1 From Whence We Came -- Chapter 2 Take a Look at Yourself -- Chapter 3 Improve Your Financial Outlook -- Chapter 4 You Can Do It -- Part II Now It's Time to Become Debt-Free -- Chapter 5 Improve Your Financial Condition -- Chapter 6 Eliminate Credit-Card Debt -- Chapter 7 Stop Unnecessary Shopping -- Chapter 8 Effective Ways to Shop -- Chapter 9 Creative Ways to Buy and Save -- Chapter 10 Things to Know Before Buying a House -- Chapter 11 Home Ownership -- Chapter 12 Home Building, Repairs and Maintenance -- Chapter 13 Household -- Chapter 14 Utility Bills -- Chapter 15 Telephone Bills -- Chapter 16 Food and Beverages -- Chapter 17 Health and Beauty -- Chapter 18 Clothes, Shoes, Jewelry, Etc. -- Chapter 19 Career -- Chapter 20 Transportation -- Chapter 21 Relationships -- Chapter 22 Children -- Chapter 23 Holidays and Special Occasions -- Chapter 24 Because It Makes Sense -- Chapter 25 Entertainment -- Chapter 26 Vacation and Travel -- Chapter 27 Insurance -- Chapter 28 Banking -- Chapter 29 Taxes -- Chapter 30 Your Future -- Activity, the Savings 209 -- Accomplishing Your Goals One Debt at a Time 211 -- What Are You Saving for? 213 -- Create a Personalized Top Ten Do's and Don'ts List 215 -- What Does Debt-Free Mean to You? 217.