How to retire with enough money : and how to know what enough is / by Teresa Ghilarducci.
Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works.
Record details
- ISBN: 0761186131
- ISBN: 9780761186137
- Physical Description: 128 pages : illustrations ; 19 cm
- Publisher: New York : Workman Publishing, [2015]
- Copyright: ©2015
Content descriptions
| General Note: | Includes index. |
| Formatted Contents Note: | Facing the Facts -- Bringing Your Picture into Focus -- Working -- Saving, Spending, and Debt -- Investing and Allocation -- Voting and Civic Involvement. |
Search for related items by subject
| Subject: | Finance, Personal. Retirement income > Planning. |
Available copies
- 23 of 27 copies available at NC Cardinal.
- 0 of 1 copy available at Harnett County Library. (Show)
Holds
- 0 current holds with 27 total copies.
Other Formats and Editions
Show Only Available Copies
| Location | Call Number / Copy Notes | Barcode | Shelving Location | Status | Due Date |
|---|---|---|---|---|---|
| Harnett County Main Library | 332.024 Ghi (Text) | 33630004947680 | Adult Nonfiction | Checked out | 05/19/2025 |
| Albemarle Main Library | 332.024 Ghi (Text) | 31010000555344 | Adult Nonfiction | Available | - |
| Ashe County Public Library | 332.024 GHI (Text) | 50503011059427 | Adult Nonfiction | Available | - |
| Columbus Library | 332.024 GHI (Text) | 31250200021465 | Adult Nonfiction | Available | - |
| Denton Public Library | 332.02 G (Text) | 25908006987882 | Adult Nonfiction | Available | - |
| G.V. Barbee, Sr. Library | 332.024 GHI (Text) | 31420621269904 | Adult Nonfiction | Available | - |
| Haywood County Main Library | 332.024 Ghilarducci (Text) | 33115007636340 | Adult Nonfiction | Available | - |
| Jacksonville Main Library | 332.02401 GHI (Text) | 36015000027512 | Adult Nonfiction | Available | - |
| Kinston-Lenoir County Public Library | 332.024 G (Text) | 39149007310949 | Adult Nonfiction | Available | - |
| Lee County Main Library | 332.024G (Text) | 33262003240440 | Adult Nonfiction | Available | - |
| Leland Library | 332.024 GHI (Text) | 31423621078572 | Adult Nonfiction | Available | - |
| Lenoir Library | 332.024 Gh (Text) | 50669012001245 | Adult Nonfiction | Available | - |
| Lewisville Branch | 332.024 G (Text) | 0112520747466 | Adult Nonfiction | Available | - |
| Margaret and James Harper, Jr. Library | 332.024 GHI (Text) | 31421621171280 | Adult Nonfiction | Available | - |
| Paddison Memorial Branch | 332.024 G (Text) | 0112520747457 | Adult Nonfiction | Available | - |
| Reynolda Manor Branch | 332.024 G (Text) | 0112520747475 | Adult Nonfiction | Checked out | 04/25/2025 |
| Rourk Library | 332.024 GHI (Text) | 31422621286839 | Adult Nonfiction | Available | - |
| Southwest Brunswick Library | 332.024 GHI (Text) | 31427000391423 | Adult Nonfiction | Checked out | 04/30/2025 |
| Stony Point Branch | 332 Ghilarducci (Text) | 34269001313916 | Adult Nonfiction | Available | - |
| Swansboro Branch Library | 332.02401 GHI (Text) | 36015000916771 | Adult Nonfiction | Available | - |
| Thomasville Public Library | 332.02 G (Text) | 25908007010866 | Adult Nonfiction | Available | - |
| Transylvania County Library | 332.024 GHI (Text) | 38079102302536 | Adult Nonfiction | Checked out | 04/11/2025 |
| Walkertown Branch | 332.024 G (Text) | 0112520880114 | Adult Nonfiction | Available | - |
| Warren County Memorial Library | 332.024 GHI (Text) | 38017000167460 | Adult Nonfiction | Available | - |
| Warsaw - Kornegay Public Library | ANF 332.024 GHI (Text) | 30372101464375 | Adult Nonfiction | Available | - |
| Western Watauga Branch Library | SI 332.024 GHI (Text) | 50502011533878 | Adult Nonfiction | Available | - |
| Wilkes County Public Library | 332.024 GHI (Text) | 50501011428774 | Adult Nonfiction | Available | - |
Summary:
Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved--the rule of thumb is eight to ten times your annual salary before retirement--and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to "get rid of your guy"--those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it's always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking--just an easy-to-follow program that works.
