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Your journey to financial freedom : a step-by-step guide to achieving wealth and happiness / Jamila Souffrant.

Souffrant, Jamila, (author.).

Summary:

"Journey to Launch podcaster Souffrant debuts with a sound program for achieving financial independence, which she defines as being able to live on the "money you've accumulated in your investment accounts... indefinitely." Her five-step program involves figuring out "what your bills and liabilities are in comparison to what you're earning," paying off most debts, establishing an emergency fund, "investing consistently and growing your assets," and maintaining a financially sustainable lifestyle once one accumulates enough wealth to support themselves without a job. Souffrant's down-to-earth style makes financial principles accessible, as when she explains the benefits of investing in index funds over individual companies by noting the latter "involves taking on more concentrated risk whereas investing in the overall market and passively waiting for returns on average can be a more efficient strategy" because of the "low work" and "low effort" required. The author is also unusually sympathetic to the notion that sometimes short-term spending can be worth postponing financial independence, as when she recounts her decision to splurge on a family trip to Disneyland instead of investing the money. Additionally, her suggestions are specific and pragmatic (her "25x rule" recommends saving 25 times one's desired annual spending before retiring). Approachable and sensible, this gets the job done" -- Publisher's Weekly, (2023).

Record details

  • ISBN: 9781335007797
  • ISBN: 1335007792
  • Physical Description: 362 pages : illustrations ; 22 cm
  • Publisher: Toronto, Ontario, Canada : Hanover Square Press, [2023]

Content descriptions

Bibliography, etc. Note:
Includes bibliographical references (pages 347-349) and index.
Formatted Contents Note:
Introduction -- Part 1: The what, why, and how of financial independence. Financial independence is within your reach -- The journeyer stages -- The 6 essential components to work on to reach FI -- The FI formula and how the 6 components work together -- Part 2: Creating your enjoyable financial independence plan. Assessing your mindset and habits -- Uncovering your desired life goals and determining your guacamole level -- Setting financial goals -- Creating your financial independence plan -- Part 3: Executing your plan. Optimize expenses -- Increase income -- Pay down liabilities -- Increase assets -- Part 4: Enjoying the journey. The importance of staying focused and consistent on the path to financial independence -- Conclusion.
Subject: Finance, Personal > Self-instruction.
Budget > Self-instruction.
Budget.
Genre: Informational works.
Reference works.
Self-help publications.
Programmed instructional materials.

Available copies

  • 20 of 25 copies available at NC Cardinal. (Show)
  • 2 of 3 copies available at Harnett County Library.

Holds

  • 0 current holds with 25 total copies.
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Show Only Available Copies
Location Call Number / Copy Notes Barcode Shelving Location Status Due Date
Benhaven Public Library 332.024 Sou (Text) 33630005249516 Adult Nonfiction Available -
Dunn Public Library 332.024 Sou (Text) 33436001684486 Adult Nonfiction Available -
Harnett County Main Library 332.024 Sou (Text) 33630005249623 Adult Nonfiction Checked out 05/13/2025

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020 . ‡a9781335007797
020 . ‡a1335007792
035 . ‡a(OCoLC)1389275610 ‡z(OCoLC)1375643440 ‡z(OCoLC)1392292267 ‡z(OCoLC)1401980252 ‡z(OCoLC)1409800315
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050 4. ‡aHG
08204. ‡a332.024 ‡223
1001 . ‡aSouffrant, Jamila, ‡eauthor. ‡0(CARDINAL)881272
24510. ‡aYour journey to financial freedom : ‡ba step-by-step guide to achieving wealth and happiness / ‡cJamila Souffrant.
264 1. ‡aToronto, Ontario, Canada : ‡bHanover Square Press, ‡c[2023]
264 4. ‡c©2023
300 . ‡a362 pages : ‡billustrations ; ‡c22 cm
336 . ‡atext ‡btxt ‡2rdacontent
336 . ‡astill image ‡bsti ‡2rdacontent
337 . ‡aunmediated ‡bn ‡2rdamedia
338 . ‡avolume ‡bnc ‡2rdacarrier
380 . ‡aBook ‡2tlcgt
385 . ‡aGeneral ‡2tlctarget
504 . ‡aIncludes bibliographical references (pages 347-349) and index.
5050 . ‡aIntroduction -- Part 1: The what, why, and how of financial independence. Financial independence is within your reach -- The journeyer stages -- The 6 essential components to work on to reach FI -- The FI formula and how the 6 components work together -- Part 2: Creating your enjoyable financial independence plan. Assessing your mindset and habits -- Uncovering your desired life goals and determining your guacamole level -- Setting financial goals -- Creating your financial independence plan -- Part 3: Executing your plan. Optimize expenses -- Increase income -- Pay down liabilities -- Increase assets -- Part 4: Enjoying the journey. The importance of staying focused and consistent on the path to financial independence -- Conclusion.
520 . ‡a"Journey to Launch podcaster Souffrant debuts with a sound program for achieving financial independence, which she defines as being able to live on the "money you've accumulated in your investment accounts... indefinitely." Her five-step program involves figuring out "what your bills and liabilities are in comparison to what you're earning," paying off most debts, establishing an emergency fund, "investing consistently and growing your assets," and maintaining a financially sustainable lifestyle once one accumulates enough wealth to support themselves without a job. Souffrant's down-to-earth style makes financial principles accessible, as when she explains the benefits of investing in index funds over individual companies by noting the latter "involves taking on more concentrated risk whereas investing in the overall market and passively waiting for returns on average can be a more efficient strategy" because of the "low work" and "low effort" required. The author is also unusually sympathetic to the notion that sometimes short-term spending can be worth postponing financial independence, as when she recounts her decision to splurge on a family trip to Disneyland instead of investing the money. Additionally, her suggestions are specific and pragmatic (her "25x rule" recommends saving 25 times one's desired annual spending before retiring). Approachable and sensible, this gets the job done" -- ‡cPublisher's Weekly, (2023).
650 0. ‡aFinance, Personal ‡vSelf-instruction.
650 0. ‡aBudget ‡vSelf-instruction.
650 0. ‡aBudget. ‡0(CARDINAL)232253
655 7. ‡aInformational works. ‡2lcgft ‡0(CARDINAL)351103
655 7. ‡aReference works. ‡2lcgft ‡0(CARDINAL)330576
655 7. ‡aSelf-help publications. ‡2lcgft ‡0(CARDINAL)342225
655 7. ‡aProgrammed instructional materials. ‡2lcgft ‡0(CARDINAL)336598
902 . ‡aMARCIVE 202403
901 . ‡a14127704 ‡bOCoLC ‡c14127704 ‡tbiblio ‡soclc